3 Things Car Asurance Fact

Thursday, March 3, 2011

The 3 Things Your Auto Insurance Company Doesn't Want You to Know
In good times, it's natural that we pay less attention to our individual expenses. But today, regardless of our current situation, we all need to save as much money as possible.
And, when it comes to saving money, the experts agree one of the best places to start is with your auto insurance.
While it’s natural that companies want to generate as much profit as they can, auto insurance is one area that many people end up paying way more than they should. That’s because they are unaware of some key information which insurance companies aren’t in a particular hurry to share.
How to make sure your insurance company is not getting rich off you:
  1. Auto insurance rates are constantly changing. In fact, in certain states and for certain policies, rates have actually dropped significantly in the past 12 months. And, if your record has improved, you may even be eligible for additional reductions. You can be sure, however, that your insurance company isn’t going to call you up and let you know their rates have dropped.
  2. You are not locked in to your policy. Even if you have pre-paid your current insurance company for an entire year, you have the right to cancel the policy at any time and receive a pro-rated refund. In fact, there is no cost to switch policies from one company to another.
  3. Comparing quotes from multiple insurance companies delivers the most savings. Today, there are online services that let consumers quickly shop for the best rates from a nationwide selection of auto insurance companies, all competing for your business. You simply enter your requirements, and instantly receive quotes from a wide range of reputable companies so you can immediately see how much you could save by switching.
One of the most comprehensive of these comparison services is offered by a website called InsWeb. They operate a free service that will quickly get you auto insurance quotes from a wide network of premium insurers. The site also contains a wealth of reference information that helps you understand how different policies work and how to save the most money possible.
The fact is that with a minimal amount of time and the help of a service such as InsWeb, you may be able to quickly save hundreds of dollars.
So, if you're into saving money, start by finding out how much less you could be paying every month for your auto insurance coverage.
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